It is absolutely absurd to think that wealth is indicative of intelligence, or character. Or, that it holds the essence of human morality or a code of values. Money will not buy intelligence for the fool, or admiration for the coward, or respect for the incompetent.
I'm a firm believer, he who earns it gets to choose how he spends it. Some people value their time more then their money. They simply don't have the luxury of investing all the time we invest in finding and seeking items and knowledge of the items we buy. I know that, I spend hours everyday seeking this stuff. In essence, to a degree most of us value our money more than our time. we have the luxury of time to educate and seek out other venues to make our purchases. Even the wealthy buyers set out with the same goal that we do and that is to buy, "the best product that your money can find".
I don't think it's a matter of money made by the intelligent at the expense of the fools. But rather, money made by the ambitious at the expense of the lazy.
