Darryl,
FYI...I'm a "Verified" member of PayPal. When paying with PayPal as a verified member, the default payment method is first through your PayPal cash balance and then through your bank account. However, one always has the option to override the default and select the credit card method. I always use the credit card option because it gives me the added security and comfort level that your credit card company will stand behind you in the event of fraud or non-performance. We've seen examples of Old Gassers who couldn't get a refund from an unscrupulous seller because they paid through PayPal cash funds and not credit card. Good collecting!!